Exclamation Icon Spend Management Page

Control spend before it happens.

Your bank account can now do more than just store your funds. Budget and set spending limits with built-in controls, enabling employees to spend confidently via card.

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Budget your spend before it happens

Manage your money movement with complete control

Plan, allocate, manage and monitor all company's spending from a single platform, ensuring every Naira is directed where you intend.

Set and manage budgets

Create and allocate top-level budgets across departments or spending categories for any timeframe - daily, weekly, quarterly, or yearly, such as N250K per month for Marketing.

Review budget
Empower by allocating spend

Assign spend limits within budgets to individuals/teams for card spending; And you can assign each spend limit to a specific budget for easier tracking.

Budget category
Boost accountability with budgets

Assign budgets to department heads (as budget owners) to manage top-level budgets, enabling them to allocate spend limits to individuals or teams and monitor usage in real time.

Create budget
Monitor spending in real time.

Easily track how your spending align with budgets and limits, quickly identifying areas needing adjustment or where resources are underutilized, all with real-time precision.

Monitor Spending
Centralize company spending.

Create and adjust budgets and spending limits effortlessly to stay adaptable, ensuring funds are allocated where they'll make the most impact on your business.

Create and Review budget
Set and enforce policy

Create unique budget policies that are automatically enforced across the budget in which the policy was created for, thereby empowering you with enhanced control over every spend.

Control merchants & spending categories:
    Allow or Block unwanted spend categories and restrict spend to specific merchants/vendors.
Set transaction limits
    Establish maximum transaction amounts and automatically decline any transactions that exceed them.

Control merchants & spending categories

Ensure every spend stays within budget.

Maintain budget discipline across all spending types.

Assign budgets to department heads (as budget owners), granting them authority to set spend limits for team members with built-in policies for any scenario, promoting wiser spending.

Vendor Payments

Allocate spend limits for recurring vendor payments and Saas subscriptions.

Group Events

Set budget to have a shared spend limit for group events like off-sites or conferences.

Group Events

Business Travel

Set spend limits for work trips and enforce policies for flights, hotels, and meals.

Business Travel

Ensure every spend stays within budget.

Scale securely with robust spend management capabilities

Evea cards come with built-in spend & expense management, ensuring that your spending stays on track. After all, a card lacking controls can lead to chaos.

Custom limits and spend controls

Custom limits and spend controls

Exercise precise control over cards at every level, whether it's limiting spending to particular vendors, setting card limits or spending limits, or blocking unwanted expense categories and specific merchants.

Cards for your team

Cards for your team

Empower your team by issuing as many cards as necessary.

Implementing compliance

Implementing compliance

Set up policies such as mandating receipts and memos for all or specific expense types and amounts, thereby streamlining your expense tracking process.

Frequently asked questions

Answers to common questions about Evea Business Accounts.

Evea gives your business full visiblility and control over how money moves.

You can create budgets, assign spending rules, track expenses in real-time, and prevent overspending - all from one dashboard

This helps your team stay accountable, reduces financial waste, and improves cash flow management.

Evea's budgeting system is built specifically for African business and offers:

  • Real-time tracking of every money spent
  • Automatic enforcement of budgets and spending rules
  • Smart insights that identify unusual activity or overspending
  • Seamless integration with credit card controls
  • Multi-level approvals for teams of any size

It's a budgeting tool that not only monitors spending - it actively prevents misuse.

Yes. Evea allows you to block transactions from specific merchants or entire merchant categories (e.g., betting, gambling, entertainment).

You have full control over where your team can and cannot spend company money,

You can set controls at multiple levels, including:

  • Per-card spending limits
  • Daily, weekly, or monthly budgets
  • Merchant category restrictions
  • Single-transaction limits
  • Team or department-level budgets

These controls ensure every expense aligns with your company policies and finanical goals.

Still have a question?

Reach out to us: hello@evea.africa

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