Pricing

Free to bank. One simple plan to run everything.

Open a business account for free, with a ₦0 minimum balance. Choose a plan by the size of your team. Every plan includes every feature.

Start
₦15,000 /month
1–5 users

For small businesses getting organised.

  • Every Evea feature
  • Free business account
  • 24/7 support and an account manager
Open an account
GrowMost popular
₦35,000 /month
6–15 users

For growing teams with more people spending.

  • Every Evea feature
  • Free business account
  • 24/7 support and an account manager
Open an account
Scale
₦55,000 /month
Unlimited users

For large businesses and enterprises.

  • Every Evea feature
  • Free business account
  • 24/7 support and an account manager
Open an account

Prices in naira, per month. Transfer, deposit, card, currency exchange and credit fees apply as you use them.

Every plan includes

No feature tiers, no add-ons. The whole platform, whichever plan you choose.

Banking

  • Business account and sub-accounts
  • IBAN accounts
  • Domestic and international transfers
  • Currency exchange

Cards & credit

  • Virtual and physical cards
  • Card limits and controls
  • Evea NX credit card¹

Spend

  • Expense management
  • Budgets
  • Reimbursements

Pay

  • Accounts payable
  • AP Capital¹
  • Payroll

Grow

  • Treasury²
  • Evea Books
  • QuickBooks, Xero and NetSuite sync

Support

  • 24/7 support
  • A designated account manager
  • Team management

¹ Subject to eligibility, review and approval. ² Investments carry risk and returns are not guaranteed.

Fees, in full.

Every fee, in one place, before you sign up.

Banking

Accounts, transfers and currency exchange

Business bank accountsIncluding sub-accounts and IBAN accounts
Free
Minimum account balance
₦0
Domestic transfersPer transfer
₦55.00
International bank transfersMinimum fee $1 · Maximum fee $15
1%of the transfer amount
ACH depositsMinimum fee $1 · Maximum fee $15
1%of the deposit amount
Wire depositsMinimum fee $1 · Maximum fee $15
1%of the deposit amount
Currency exchange
0.5%of the amount

Credit

NX credit card and AP Capital

Credit card account (NX)Requires a minimum balance of ₦3,000,000. Applies to expenses made through the credit card account.
3%of the card transaction amount. No interest on credit limits.
AP CapitalRepay over 3, 6 or 9 months
3% · 6% · 9%flat fee

Cards

Issuing cards and spending with them

Virtual card (NGN)Per card
₦1,000.00
Virtual card (USD)Per card
$1.50
Physical card (NGN)Per card
₦2,500.00
Local card transactionsOn NGN accounts
₦65.00per transaction
Foreign card transactionsOn USD accounts, with USD cards
0.5%of the transaction amount

Platform

Your monthly plan and what’s coming

Monthly Evea feeBased on the number of users
From ₦15,000
Team management
Free
Accounting integrationsQuickBooks, Xero and NetSuite
Included
Bookkeeper access
Coming soon
WhatsApp and Slack integrations
Coming soon
Evea API
Not yet available

Fees correct as of October 2026. Credit limits are subject to review and approval. Evea is a financial technology company, not a bank. Banking services are provided by Anchor. Evea cards are issued by Miden under license from Visa and Verve.

Pricing questions.

Need help choosing? Talk to us.

Is the business account really free?

Yes. Business accounts, sub-accounts and IBAN accounts are free to open and keep, with a ₦0 minimum balance. You only pay for transfers, incoming USD deposits and currency exchange as you use them.

What’s the difference between the plans?

Only the number of people on your account. Every plan includes every Evea feature, from cards and expenses to payroll, treasury and accounting.

Can I change plans later?

Yes. As your team grows, move to the plan that fits. Your account, data and settings stay exactly as they are.

How does NX credit pricing work?

There is no interest on your credit limit. You pay 3% of the card transaction amount on expenses made through the credit card account. NX requires a minimum balance of ₦3,000,000 to be eligible, and credit limits are subject to review and approval.

Are there any setup fees?

No. Opening an account is free and takes about five minutes online.

Start free. Grow into it.

Open a free Evea account online in about five minutes. No minimum balance, no branch visit.

Available to registered businesses in Nigeria.